Monthly Archives: December 2009

Active Versus Passive Investing

There exists a long-running debate regarding whether it is possible for individual investors to outperform the broader stock market consistently over time. On one side are those who believe that there are investors who have an inherent ability to outperform,...

Energy Tax Credits and Misleading Ads

You’ve seen the ads for “huge savings” on central air conditioning systems touting a $1,500 federal tax credit. What these ads are referring to is the expansion of tax credits for heating and air conditioning equipment in The American Recovery...

IRA to Roth Conversions in 2010

As you probably already know, the tax law is changing in 2010 to remove the current restriction for making traditional IRA to Roth conversions. Currently, individuals with modified adjusted gross incomes in excess of $100,000 cannot do a conversion without...