Posts filed under: retirement

I will be presenting a Zoom virtual workshop on Social Security on May 11, 2020 from 6PM-8PM PST. We will discuss the basic rules of the Social Security system and ways that individuals and couples can use these rules to...
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By Donald Jay Korn Financial-Planning.com December, 30 2016, 1∶22pm EST Not so long ago, Terry Prather was advising clients to submit restricted applications for Social Security retirement benefits. Similarly, Timothy Hayes was explaining the file-and-suspend plan to his clients. However,...
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Wednesday, February 11, 2015 | Joe Alfonso, GoLocalPDX Contributor The decision as to when to begin taking Social Security retirement benefits is critical and greatly impacts the ultimate size of the benefit received. If you wait until your full retirement...
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Wednesday, March 04, 2015 | Joe Alfonso, GoLocalPDX Contributor Most of us are aware that Social Security is at its core a retirement program whose purpose is to replace a portion of our career earnings once we are no longer...
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Wednesday, February 11, 2015 | Joe Alfonso, GoLocalPDX Contributor Here are some more reader questions on Social Security that I am sure many of you share. I hope you find my answers helpful. Q: If my husband works until he’s...
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Wednesday, February 04, 2015 | Joe Alfonso, GoLocalPDX Contributor Social Security is a gender neutral system. Benefits are payable to any worker who qualifies as a result of their work history. In the case of married couples, either spouse can...
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Wednesday, January 28, 2015 | Joe Alfonso, GoLocalPDX Contributor As if the Social Security system weren’t complicated enough, additional complications arise for certain retirees receiving government or public sector pensions. These rules, known as the WEP, for Windfall Elimination Provision,...
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Wednesday, January 21, 2015 | Joe Alfonso, GoLocalPDX Contributor I often hold Social Security workshops in my community at which I explain how the system works and discuss various strategies for maximizing one’s benefits. Almost invariably I meet attendees, usually...
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Wednesday, December 30, 2014 | Joe Alfonso, GoLocalPDX Contributor Deciding how spouses should coordinate their Social Security claiming decisions when both are eligible for retirement benefits is a complicated planning challenge. I recently responded to a reader question in this...
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Wednesday, December 10, 2014 | Joe Alfonso, GoLocalPDX Contributor I welcome reader questions and will post responses in periodic columns. Here are some recent questions and my answers....
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