News & Updates

Deciding when to take Social Security benefits

April 19, 2014|Joe Alfonso, Guest blogger, The Christian Science Monitor Retirees who begin collecting Social Security before their full retirement age can take a significant cut to their benefits — but there may be a way to “reset” that process and ease those reductions....

Q1 2014 Global Markets Review

The following is our update of global market performance in Q1 2014. Q1 2014 Global Market Performance...

Social Security workshop set

March 6, 2014|Cliff Newell, The Lake Oswego Review Baby boomers urged to find best way to receive benefits The boom is on when it comes to people signing up for Social Security. Many baby boomers have already retired and many more will be retiring soon. That is why it would...

The Social Security “Reset”

Many current retirees decided to begin taking Social Security retirement benefits well before their full retirement age (FRA). The FRA is the age at which a beneficiary is entitled to receive a full Social Security retirement benefit based on their lifetime earnings record. In some cases, the need for income...

The Persistent Failure of Active Management

Investment decisions should be based on empirical data and modern financial science. Modern Portfolio Theory and the Efficient Markets Hypothesis, informed by nearly a century of market information, show that a passive investment approach that shuns market timing and individual stock picking gives an investor the best chance of capturing...

Q4 2013 Global Markets Review

The following is our update of global market performance in Q4 2013. Q4 2013 Global Market Performance...

Steps to Building Wealth

December 23, 2013|Bruce W. Fraser, Bankrate.com Remember playing Legos as a kid? You could quickly take a random pile of blocks and build something solid. The steps to building wealth are not so different, as the process involves a series of small decisions that move us along, one building block...

Q3 2013 Global Markets Review

The following is our update of global market performance in Q3 2013. Q3 2013 Global Market Performance...

The Doomsday Portfolio

It never fails to happen. Whenever events such as the current US government shutdown or the impending debt ceiling deadline arise, the media declare these crises and speculate regarding their impact on our lives. Reporters often solicit advisor opinion at times like these regarding the advice we would give an...

Do You Know When To Review Your Insurance Needs?

Your life insurance needs may change without you even realizing it. You may have purchased life insurance years ago, and never gave it a second thought. Or, you may not have life insurance at all–and now you need it. When your life circumstances change, you have a fresh opportunity to...

Don’t Be Like These Famous People Who Failed to Properly Plan

It’s almost impossible to overstate the importance of estate planning, regardless of the size of your estate or the stage of life you’re in. A close second to the need to plan your estate is getting it done correctly, based on your individual circumstances....

Q2 2013 Global Markets Review

The following is our update of global market performance in Q2 2013. Q2 2013 Global Market Performance...

Q1 2013 Global Markets Review

The following is our update of global market performance in Q1 2013. Q1 2013 Global Market Performance...

Keep Looking Ahead

One of the keys to successful investing is to resist the natural human tendency to extrapolate the recent past into the future. This tendency is known in behavioral science as “recency bias” and manifests itself in investor decisions to buy or sell based on recent market performance....

4 Keys to a Successful Retirement

April 24, 2013|Joseph Alfonso, Credit.com All of us hope that at the end of a long working career we will be able to enjoy retirement secure in the knowledge that we can support our desired lifestyle without ever running out of money. Given that Americans are living longer than ever...