Posts filed under: retirement

The Social Security “Reset”, Revisited

In a recent article, The Social Security “Reset”, I talked about how to partially undo the benefit reduction that results from taking early Social Security retirement benefits. I pointed out that the rules allow a recipient to suspend retirement benefits...

Gray Divorcees and Social Security

(Note: Social Security benefits are gender-neutral, but in this article I will refer to the wife as the recipient since statistically this is typically the case.) Sociologists have a name for folks who divorce after age 50—“gray divorcees”—and their numbers...

Social Security workshop set

March 6, 2014|Cliff Newell, The Lake Oswego Review Baby boomers urged to find best way to receive benefits The boom is on when it comes to people signing up for Social Security. Many baby boomers have already retired and many...

The Social Security “Reset”

Many current retirees decided to begin taking Social Security retirement benefits well before their full retirement age (FRA). The FRA is the age at which a beneficiary is entitled to receive a full Social Security retirement benefit based on their...

4 Keys to a Successful Retirement

April 24, 2013|Joseph Alfonso, Credit.com All of us hope that at the end of a long working career we will be able to enjoy retirement secure in the knowledge that we can support our desired lifestyle without ever running out...

SSA Launches Online Benefit Statement Access

Putting aside politics and the ongoing debate about its long term viability, Social Security remains a core component of retirement planning. Knowing your estimated benefits at age 62, full retirement age and age 70 is important in developing a retirement...

IRA to Roth Conversions in 2010

As you probably already know, the tax law is changing in 2010 to remove the current restriction for making traditional IRA to Roth conversions. Currently, individuals with modified adjusted gross incomes in excess of $100,000 cannot do a conversion without...